Below are various informational handouts available for download from Home Title on topics such as title insurance, moving tips and more.

They are fully customizable! After download, be sure to enter your name and information into the fields prior to printing.

To download, click the link located at the bottom of each document.

Click on the links below to download the Estate Questionairre or Indemnity Agreement for use in closings with an estate.

 

Please click on the link below for a PDF copy of the Home Title Order Form for paper or fax orders.  You can also place an order through our website here.

Owners of waterfront property must be careful to determine if a tidelands claim has been made against their property. The State of New Jersey owns all lands now or formerly flowed by the mean high tide. They have always owned it and it affects all but 4 of the 21 counties. Unfortunately, many of the lands that were once flowed have long since been filled in so that it is impossible to determine if it ever existed simply by looking at it. Many unsuspecting property owners have purchased and built upon lands partially owned by the State.

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Click on the PDF below to see why the CFPB 3-day closing rule can really take up to 6 days!

DID YOU KNOW THAT TITLE INSURANCE WAS AN AMERICAN INVENTION? Its need arose historically due to a system of title searching that left buyers without adequate protection when purchasing real property. A little over a century ago, title was transferred based solely upon the opinion of a conveyancer who searched the public records and based upon that search revealed an opinion of the quality of title being conveyed. Although the conveyancer generally was not an attorney, he or she nonetheless was considered an expert in the field of conveyancing. Buyers at the time felt reasonably protected with the system.

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On October 3, 2015, the new CFPB "Closing Disclosure" form will be implemented into use.

To download a sample PDF copy of the new form to save or review, click on the link below: